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Valtra Finance

Valtra Finance

ACGO Finance -
Your partner to grow your business

In agriculture every day is different. Challenging weather conditions, unstable commodity prices and changing regulations dominate the daily life of all agri businesses. In this environment, the use of efficient and high-tech machinery is essential.

AGCO Finance fully understands the needs of today’s agri businesses. We make the use of modern agriculture equipment a realistic and affordable option. As a reliable and experienced agricultural finance solution provider, we react on special demands and deliver high flexible financing options customised to your needs.

Your benefits:

  • Flexible and individual financing terms
  • New and used equipment
  • Transparent costs
  • Fast credit approval and documentation process
  • Programmes tailored to meet your cash flow needs
  • Convenient one-stop financing at your local Valtra dealer
  • Expert assistance and personal service

YOUR FINANCE OPTIONS​ MADE EASY

Affordable ways to buy, rent, and lease

There are several ways for you to get your next Valtra. Click on the options below to find out which affordable finance option is best for you. ​

TAILORED RETAIL FINANCE OPTIONS

FINANCE LEASE

AGCO Finance buy the equipment from the dealer and then 'hire' it to you the farmer. The finance lease (hire) agreement includes a primary period of rental payments (basically repayment of capital and interest like the HP agreement) followed by an annual secondary period rental payable. Title to the equipment remains with AGCO Finance until disposal.

What about the VAT?

VAT is payable with each rental so there is no need to pay the VAT up front. AGCO Finance account for the VAT and issue appropriate VAT invoices to allow you to reclaim the VAT payable on individual rentals.

Will the payments change?

AGCO Finance's leasing arrangements are all at a fixed rate of interest which means that the repayments will not normally change during the primary period of the lease.

Can the payments be tailored to my cashflow?

Of course! Just like the HP option, AGCO Finance will be pleased to discuss the repayment profile that will best match your income.

HIRE PURCHASE

This is the most common way to finance machinery. You decide what equipment to buy, negotiate the sale with the dealer and then sign an HP agreement to repay the capital and interest to AGCO Finance. The dealer's invoice is settled promptly by AGCO Finance and when the final instalment is paid the equipment belongs to you.

What about the VAT?

Normally the VAT is payable to AGCO Finance at the outset. If there is a part exchange involved in the deal then only the VAT difference is payable. There is no VAT payable on individual repayments.

Who gets the tax benefits?

Capital allowances are claimed just as if you had paid cash for the equipment at the outset. No tax benefits are available to AGCO Finance.

Will the payments change?

The interest is normally fixed at the outset of the agreement.

Can the payments be tailored to my cashflow?

Of course! It may be important to consider the best time of year to make repayments and AGCO Finance will be pleased to discuss the repayment profile that will best match your income.

Contract hire

You simply pay a hire rental to AGCO Finance, which allows you to use the equipment for the period specified in the contract hire agreement. Your supplying dealer may offer a separate contract to cover regular servicing and maintenance whilst you have it on hire.

What happens at the end of the hire period?

After the agreed term the equipment will normally be returned to the supplier and your commitment will end. At this stage you may want to discuss extending the hire period, buying the equipment or hiring something else. The choice is yours.

Is it more expensive?

The rentals will be lower than if you had bought using a Hire Purchase agreement or Finance Lease type agreement, because at the end of the contract period (usually 2 to 5 years) the value of the equipment is recovered by AGCO Finance. This value is built-in at the start to provide lower rentals.

What are the advantages?

Lower rentals and regular servicing allow you to predict more certainly the equipment running cost. All you pay for in addition to AGCO Finance hire charges and any dealer maintenance contract is fuel, other day-to-day running costs, insurance etc and labour.

What about VAT?

VAT is payable with each rental so there is no need to pay up front. AGCO Finance account for the VAT and issue appropriate VAT invoices to enable you to reclaim the VAT on individual rentals.

Will the payments change?

AGCO Finance's contract hire arrangements are all at a fixed rate of interest which means that the repayments will not normally change during the period of the agreement.

I want it. I need it!

so where is my nearest
valtra dealer?

valtra dealer locator